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月收入3萬出頭 該買中古車 或是新車
Oct 31st 2014, 03:50

q798335 wrote:
小弟 月收入3萬出頭...(恕刪)

每月大約能剩7000~1萬不等
頭期款 大約能3萬到5萬之間

看到這兩句.小弟的建議
能否在評估看看是否有急需用車.
因為1.你頭款太低.硬要買二手車應該也是10萬左右的代步車
2.你的月付金太低7000-10000

就算何潤跟裕日肯用租貸的方式讓妳全貸
你的3-5萬頭款附保險跟領牌

以最便宜的VIOS 51.9萬-3 = 湊整48萬入手好了
利息就用我看過的神利息1%就好
48萬/60期 = 8205/月
燃料牌照每月994(11920/12)

每月最低支出8205+994 = 9199
照q79大的說法每月10000資金
你只剩下801元可以加油(保養先不要算好了) ..
平均油耗18.2(美規)換算歐規 = 15.8
假設你的右腳有黃金加持
801/29.8(加92) = 26.88公升 x 15.6 = 419.3km/月
每個月只能開419.3公里.超過就沒錢加油了 ..

開版大不再考慮一下 ....

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